Insurance and Billing

Financing Your Dental Care in Luck, WI



We understand that dental care can be expensive. That’s why we offer multiple affordable payment and financing options to help make sure that the necessary treatment fits your budget.

Here at Luck Dental Clinic, we can help make sure that you and your loved ones get the dental care you need.

Call Our Office at (715) 472-2211 Today!

Personalize Your Care

The first step is to understand what the problem is, and what your treatment options are. There are many different ways to solve a dental issue, so we’ll work together to find the one that works best for you.

Your input is extremely important to us. At your consultation, we‘ll make sure you get the most effective and accurate treatment without breaking the bank.

Dental Perks

Don’t have dental insurance? No problem! Dental Perks is our affordable in-house savings program that helps you and your family get the treatment you need. Our benefits include:

  • Individual and family plans with low annual fees
  • A discount on all dental treatments (Orthodontics not included)
  • No waiting periods
  • No yearly maximum
  • No missing tooth clause
  • Quick and easy enrollment

Full payment is due at the time of treatment to receive benefits.

This program provides you significant savings on personalized, full-service care for the entire family without the hassle of traditional insurance. Please feel free to call our dental office for details regarding our Dental Perks Program.

Wells Fargo Health Advantage® Credit Card

Wells Fargo Health Advantage® credit card

The Wells Fargo Health Advantage credit card program is a great option for patients seeking multiple ways to finance your payment. The Health Advantage card can only be used for your family’s dental care, including treatments such as:


  • General Dentistry
  • Cosmetic Dentistry
  • Endodontics
  • Implants and Dentures
  • Oral Surgery
  • Pediatric Dentistry
  • Periodontics
  • Prosthodontics
  • Orthodontics
  • …and more!


Care Credit®

Care Credit

CareCredit helps you pay for your out-of-pocket healthcare expenses for you or members of your family. Once you are approved, you can use it to help manage health, wellness, and beauty costs typically not covered by insurance. You can apply for CareCredit right in our office, and your application can be quickly processed while you wait.


Frequently Asked Questions about Insurance and Billing

What does CareCredit cover?

CareCredit is conveniently accepted at over 200,000 healthcare providers nationwide. You can use it to help pay for various types of treatment such as dermatology and cosmetic procedures, LASIK®, and veterinary expenses. It works just like a credit card.

After you’re approved, you can begin using CareCredit right away. In some cases, you can even choose an interest-free financing plan. Make sure you stay up to date with your payments to avoid penalty charges. You can also use CareCredit to help pay for deductibles or expenses that aren’t covered by insurance.

What credit score is required to qualify for CareCredit?

CareCredit reports that people with a score of 623 or higher are more likely to be approved. Some patients have been approved with a credit score as low as 600. If you’re interested in applying for CareCredit, you can call (800) 677-0718 or visit their website.

Does CareCredit build your credit?

At first, you’ll see a dip in your credit score, as you would with any hard inquiry on your credit report. However, it should drop off within a year or so. If you keep up with your scheduled payments, you can actually build your credit with CareCredit.

What forms of payment do you accept?

We take cash, check, money orders, and several major credit cards including Discover Card, MasterCard, Visa, and American Express.

Call Our Office at (715) 472-2211 Today!

  • Contact Us

  • Luck Dental Clinic
    308 1st Street South,
    Luck, WI 54853
    (715) 472-2211

  • Schedule Appointment Online