Understanding the Cost of Dentures
When it comes to restoring your smile and oral functionality by replacing missing teeth, dentures are a popular option. However, understanding the costs involved is crucial for making an informed decision.
At Luck Dental Clinic, our Luck dentist and team are committed to bringing awareness to the cost of dentures to help guide our patients in making an informed decision. Contact Dr. Morgan Clemenson today by calling (715) 472-2211 to schedule your consultation. We’ll discuss options to replace missing teeth and create a plan suited to meet your smile goals.
How Much Do Dentures Cost?
Basic complete dentures may range from $600 to $1,500 per arch, while premium dentures can cost between $2,000 to $4,000 per arch. The denture’s cost will vary based on factors like materials, quality, additional procedures, and more.
Factors that Affect the Cost of Dentures
The cost of dentures can vary significantly based on a range of factors. Those factors can include:
- Type of Denture: There are various types of dentures, such as implant-supported dentures and partial dentures. The more complex the denture design, the higher the cost.
- Material Used
- Acrylic Resin: Most commonly used, but it may wear more quickly.
- Porcelain: Often used for the front teeth because it looks more natural but is heavier and can wear down natural teeth.
- Metal: Often used in the structure of partial dentures.
- Flexible polymers: They can provide a comfortable fit but might be more expensive.
- Extractions: If teeth need to be removed before fitting dentures, this will increase the cost.
- Preliminary Treatments: Treatments like oral surgery, bone grafting, or treatment of gum disease can add to the overall expense.
- Dentist Location: Costs can vary based on the region or even the city where the treatment is received. Urban areas with higher costs of living may have pricier dental services.
- Dentist’s Experience and Reputation: Experienced and highly reputed dentists might charge more for their services.
Dental Insurance and Financing Dentures
Are you wondering if your dental insurance covers dentures? In most instances, dental insurance plans cover at least a portion of denture costs. Your dental insurance works based on the following:
- Coverage Level: Depending on the policy, dental insurance may cover a portion of the cost of dentures. Coverage levels vary from basic to comprehensive.
- Waiting Period: Some insurance plans have a waiting period before they’ll cover the cost of major procedures like dentures. Be sure to check the specifics of any insurance policy before purchasing.
- Annual Maximum: Many dental insurance plans have an annual maximum coverage amount. If the cost of the dentures exceeds this maximum, the patient will need to cover the remaining balance.
- In-Network vs. Out-of-Network: Dentists who are in-network with an insurance provider have negotiated rates, which can mean lower costs for the patient. Out-of-network providers may not offer these negotiated rates, potentially leading to higher out-of-pocket expenses.
- Preauthorization: Some insurance companies require preauthorization for major procedures, including dentures. This means that before getting the dentures, the dentist must get approval from the insurance company.
If insurance doesn’t cover the full cost, financing options are available. You may consider looking into the following options:
- Dental Payment Plans: Many dental offices offer payment plans that allow patients to pay for their dentures over time. These plans might be interest-free or come with a minimal interest rate.
- Third-party Financing: Companies like CareCredit offer financing specifically for medical and dental procedures. These can be interest-free if paid within a specific period or come with a set interest rate.
- Health Savings Account (HSA) or Flexible Spending Account (FSA): If available, patients can use their HSA or FSA to pay for dentures. These accounts allow individuals to set aside pre-tax dollars for medical expenses.
- Dental Schools: Some dental schools offer services, including dentures, at reduced prices. In these dental clinic settings, dental students (under the supervision of experienced instructors) provide the services.
Frequently Asked Questions
How can I save money on dentures?
There are a few ways to save money on dentures:
- Get quotes from several dentists or prosthodontists
- Ask about financing options
- Consider getting partial dentures instead of full dentures
- Choose less expensive materials
- Look for discounts or coupons for low-cost dentures
Does insurance cover the cost of dentures?
The extent to which insurance covers the cost of dentures varies depending on the insurance plan. Some plans may cover a portion of the cost, while others may not cover it at all. It’s important to check with your insurance company to see if they cover the denture’s cost.
Let Us Help You Make an Informed Decision
Understanding your dentures’ cost empowers you to make a decision that aligns with your oral health needs and budget. Whether you opt for basic dentures, premium options, or explore alternatives, seeking professional advice is crucial.